Consumer proposal
Formal settlement administered by a Farber LIT.
Learn moreReview current Farber Debt Solutions services, Licensed Insolvency Trustees, consumer proposals, bankruptcy, consultations and debt-relief alternatives.
Farber states that it has helped more than 200,000 people over more than 45 years and advertises free consultations with no upfront cost or obligation for consumer-proposal discussions.
Make sure the payment is sustainable.
Interest, fees and principal can differ.
Formal and informal options are different.
Relief can have long-term consequences.
Farber provides consumer proposal, bankruptcy, debt counselling and debt consolidation guidance through a Canadian debt-relief practice that includes Licensed Insolvency Trustees.
Farber states that it has helped more than 200,000 people over more than 45 years and advertises free consultations with no upfront cost or obligation for consumer-proposal discussions.
Different solutions change payment, cost and legal status in different ways.
Formal settlement administered by a Farber LIT.
Learn moreFormal insolvency process.
Learn moreBudget and repayment guidance.
Learn moreReview whether lower-cost repayment is possible.
Learn morePayment relief is only one part of the decision.
Farber administers formal consumer insolvency solutions through LITs.
Farber offers consumer proposal services.
Farber offers personal bankruptcy services.
Farber advertises free consultations with no upfront cost or obligation.
Farber states that it has more than 45 years of experience.
Farber states that it has helped more than 200,000 people.
Compare payment relief, total repayment, legal status and long-term consequences.
Use the same questions for every solution you consider.
Bring the complete financial picture.
Formal insolvency should be compared with repayment options.
Do not rely on headline debt-reduction examples.
Know the regulated professional handling the case.
A second opinion can help on a major decision.
Current company information was reviewed against Farber Debt Solutions' official Canadian pages in September 2026. MoneyMatch is not affiliated with Farber. Experience and client-count figures are provider-reported.
We consider whether the payment is realistically sustainable.
We distinguish voluntary repayment arrangements from formal insolvency proceedings.
We identify the roles of lenders, counsellors and Licensed Insolvency Trustees.
Farber provides formal consumer proposal and bankruptcy services through Licensed Insolvency Trustees.
Farber currently advertises free consultations with no upfront cost or obligation for its debt-relief assessment.
Farber currently states that it has more than 45 years of experience.
Farber currently states that it has helped more than 200,000 people.
Yes. Both are among the formal debt-relief services offered through its Licensed Insolvency Trustees.
Focus on the specific recommendation, payment and consequences rather than headline debt-reduction claims.